HorizonPlus Prepaid Credit Card



It looks like the Horizon Plus Prepaid Credit Mastercard Lives On.

HorizonPlus Prepaid Credit Card

Looks like this is still available, despite the lack of usability of Peoples Trust's Website. That's right, they don't put a possessive apostrophe on the Peoples. Grammar Fail. 

I had to glean any information regarding the HorizonPlus Prepaid Credit Card Fees from their cardholder agreement. I'm not sure why they couldn't just post the relevant details up-front like everyone else.

If you're in the market for a prepaid Mastercard or prepaid Visa, be sure to read my overview of the best Prepaid Mastercards and Visa Gift Cards in Canada. It's an excellent primer. 

Peoples Trust Horizon Plus Prepaid Mastercard Review Points:

  • Provided there is a minimum balance of $10.00 on the Card and there has been activity on the Card within the 90 days previous to the Permanent Card expiry date, a replacement Permanent Card with a new extended expiry date will be sent to You. (ie: they'll send you a replacement card automatically, presumably for free, under certain conditions, when your card is going to expire)
  • Cardholders need to be only 16 years of age or older
  • Can load as little as $10 on the card at a time.
  • They'll put your card on hold if there's no activity for 90 days and the balance is less than $5, and charge you to re-activate it
  • If there's no activity for 120 days and your balance is less than $7.50, they'll just close the account
  • Mastercard costs $19.95 to purchase
  • Monthly Maintenance Fee is $4.95/month, and starts 15 days after activation
  • Reload fee varies between $2 and $3.95 depending on the method
  • POS transactions are $0.50 each
  • Domestic ATM withdrawal fee is $2 + the ATM's fee. ATM withdrawal declines are $0.50
  • Account accesses are free online $0.25 through the automated IVR and $1.50 through their customer service.
The main contact phone numbers for the Horizon Plus Prepaid Mastercard can be found here.

HorizonPlus Prepaid Credit Card | Better Faster Cheaper Easier

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They have a list of stores

They have a list of stores where you can sign up but the list seems to be kind of short:

http://www.peoplestrust.com/ramada/ckfinder/userfiles/files/HP%20Store%20List-2010.pdf

They don't do online application but if you can't go to one of these stores I would just get the Titanium card instead... it's exactly the same fees.

They have a list of stores

They have a list of stores where you can sign up but the list seems to be kind of short:

http://www.peoplestrust.com/ramada/ckfinder/userfiles/files/HP%20Store%20List-2010.pdf

They don't do online application but if you can't go to one of these stores I would just get the Titanium card instead... it's exactly the same fees.

Application

I want to apply for this card im in canada,Quebec. Is their a site that has a application form ?

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